Based on our earlier studies to examine key strategies to enhance financial inclusivity in tropical landscapes, our findings point to the necessity of adopting an integrated approach. We see that financial risks are a major issue when moving towards climate resilient diversified landscapes for all stakeholders involved; from farmer to intermediary, processing facilities, and finance and/or technical assistance providers. Importantly, these risks are often perceived differently and thus require distinct and tailored solutions.
In the Juabeso-Bia cocoa dominated landscape in Ghana, several collaborative mechanisms already exist, although not always fully addressing the need for financial inclusivity. This brief presents the findings of a study on the role of these mechanism in inclusive finance and proposes some strategies to expand the reach of these collaborative mechanisms and enhance financial inclusivity in tropical landscapes. We also provide suggestions for actors in other landscapes that are interested in setting up similar collaborative mechanisms.